/* ============================================
   重庆贷款/企业信贷咨询 - 典雅深蓝金 银行投行风
   {k1=g1} 企业站皮肤 - 套11
   ============================================ */

/* === Reset & Base === */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:"Noto Sans SC","PingFang SC","Microsoft YaHei",sans-serif;
  font-size:15px;line-height:1.75;color:#3a3f4a;
  background:#f6f3ec;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
}
img{max-width:100%;display:block;border:0}
a{color:inherit;text-decoration:none;transition:color .25s ease,background .25s ease,border-color .25s ease}
ul,ol{list-style:none}
button{cursor:pointer;border:0;background:0;font-family:inherit}
input,select,textarea{font-family:inherit;font-size:inherit;outline:none;border:0}
h1,h2,h3,h4,h5,h6{font-family:"Noto Serif SC","Source Han Serif SC","SimSun",serif;color:#1a2e4a;font-weight:600;line-height:1.35}

:root{
  --navy:#1a2e4a;
  --navy-deep:#122239;
  --navy-light:#263f61;
  --gold:#c9a96e;
  --gold-light:#d9bf8e;
  --gold-deep:#a88a52;
  --cream:#f6f3ec;
  --cream-light:#faf8f2;
  --white:#ffffff;
  --text:#3a3f4a;
  --text-light:#6b7280;
  --text-lighter:#9ca3af;
  --border:#e2ddd0;
  --border-light:#ece7d9;
  --radius:4px;
  --shadow-sm:0 2px 8px rgba(26,46,74,.06);
  --shadow:0 4px 20px rgba(26,46,74,.08);
  --shadow-lg:0 8px 40px rgba(26,46,74,.12);
  --transition:all .3s cubic-bezier(.4,0,.2,1);
}

.container{width:100%;max-width:1240px;margin:0 auto;padding:0 24px}

/* === 通用 === */
.gold{color:var(--gold)}
.text-left{text-align:left!important}
.light{color:var(--cream)!important}
.light .section-en{color:var(--gold)}
.light .section-title{color:var(--white)}
.light .section-desc{color:rgba(246,243,236,.8)}

/* 按钮 */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 28px;font-size:15px;font-weight:500;
  border-radius:var(--radius);letter-spacing:.5px;
  transition:var(--transition);cursor:pointer;white-space:nowrap;
  border:1px solid transparent;
}
.btn-lg{padding:15px 36px;font-size:16px}
.btn-block{width:100%}
.btn-primary{background:var(--navy);color:var(--white);border-color:var(--navy)}
.btn-primary:hover{background:var(--navy-deep);border-color:var(--navy-deep);transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-gold{background:var(--gold);color:var(--navy);font-weight:600}
.btn-gold:hover{background:var(--gold-light);transform:translateY(-1px);box-shadow:0 4px 16px rgba(201,169,110,.35)}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:var(--white)}
.btn-text{background:transparent;color:var(--text-light);padding:8px 0}
.btn-text:hover{color:var(--gold)}

/* Section 通用 */
.section{padding:90px 0;position:relative}
.section-header{text-align:center;margin-bottom:60px;max-width:720px;margin-left:auto;margin-right:auto}
.section-en{
  display:inline-block;font-family:"Noto Serif SC",serif;
  font-size:13px;letter-spacing:4px;color:var(--gold);
  font-weight:500;margin-bottom:14px;position:relative;
}
.section-en::before,.section-en::after{
  content:"";display:inline-block;width:24px;height:1px;
  background:var(--gold);vertical-align:middle;margin:0 12px;
}
.section-title{font-size:36px;font-weight:700;color:var(--navy);margin-bottom:16px;letter-spacing:1px}
.section-desc{font-size:15px;color:var(--text-light);line-height:1.8}

/* ============================================
   1. Top Bar
   ============================================ */
.top-bar{
  background:var(--navy-deep);color:rgba(246,243,236,.8);
  font-size:12px;line-height:1;padding:0;border-bottom:1px solid rgba(201,169,110,.15);
}
.top-bar-inner{display:flex;justify-content:space-between;align-items:center;height:36px}
.top-bar-announce{display:flex;align-items:center;gap:8px}
.announce-icon{color:var(--gold);font-size:10px}
.top-bar-links{display:flex;align-items:center;gap:20px}
.top-tel a{color:var(--gold);font-weight:500}
.top-tel a:hover{color:var(--gold-light)}
.top-hours{color:rgba(246,243,236,.6)}

/* ============================================
   2. Header / Nav
   ============================================ */
.site-header{
  background:var(--white);position:sticky;top:0;z-index:100;
  border-bottom:1px solid var(--border);
  transition:var(--transition);
}
.site-header.scrolled{box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:80px}
.logo{display:flex;align-items:center;gap:12px}
.logo-mark{display:flex;align-items:center;justify-content:center}
.logo-text strong{
  display:block;font-family:"Noto Serif SC",serif;
  font-size:22px;font-weight:700;color:var(--navy);
  letter-spacing:2px;line-height:1.2;
}
.logo-text em{
  display:block;font-style:normal;font-size:11px;color:var(--text-lighter);
  letter-spacing:3px;margin-top:2px;font-weight:400;
}
.main-nav{display:flex;align-items:center;gap:2px}
.main-nav a{
  display:inline-block;padding:8px 16px;font-size:15px;color:var(--text);
  font-weight:500;border-radius:var(--radius);position:relative;
}
.main-nav a:hover{color:var(--gold)}
.main-nav a.nav-cta{
  background:var(--navy);color:var(--white);margin-left:8px;padding:10px 22px;
  border-radius:var(--radius);font-size:14px;
}
.main-nav a.nav-cta:hover{background:var(--gold);color:var(--navy)}

.menu-toggle{display:none;flex-direction:column;gap:5px;width:32px;height:32px;align-items:center;justify-content:center}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--navy);transition:var(--transition)}
.menu-toggle.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.menu-toggle.active span:nth-child(2){opacity:0}
.menu-toggle.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

/* ============================================
   3. Hero
   ============================================ */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 55%,var(--navy-light) 100%);
  color:var(--cream);padding:80px 0 100px;
}
.hero-bg{position:absolute;inset:0;pointer-events:none}
.hero-pattern{
  position:absolute;inset:0;opacity:.06;
  background-image:
    linear-gradient(rgba(201,169,110,.5) 1px,transparent 1px),
    linear-gradient(90deg,rgba(201,169,110,.5) 1px,transparent 1px);
  background-size:60px 60px;
}
.hero-line{
  position:absolute;right:-200px;top:-100px;width:700px;height:700px;
  border:1px solid rgba(201,169,110,.1);border-radius:50%;
}
.hero-line::before{
  content:"";position:absolute;inset:60px;border:1px solid rgba(201,169,110,.08);border-radius:50%;
}
.hero-line::after{
  content:"";position:absolute;inset:120px;border:1px solid rgba(201,169,110,.06);border-radius:50%;
}
.hero-inner{
  position:relative;z-index:2;display:grid;
  grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;
}
.hero-tag{
  display:inline-flex;align-items:center;gap:8px;
  padding:7px 16px;background:rgba(201,169,110,.12);
  border:1px solid rgba(201,169,110,.25);
  border-radius:var(--radius);font-size:13px;color:var(--gold-light);
  margin-bottom:24px;
}
.tag-dot{width:6px;height:6px;background:var(--gold);border-radius:50%;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero-title{
  font-size:48px;font-weight:700;color:var(--white);
  line-height:1.3;letter-spacing:2px;margin-bottom:20px;
}
.title-accent{
  color:var(--gold);position:relative;display:inline-block;
}
.title-accent::after{
  content:"";position:absolute;bottom:4px;left:0;right:0;height:8px;
  background:rgba(201,169,110,.2);z-index:-1;
}
.hero-subtitle{font-size:16px;color:rgba(246,243,236,.75);line-height:1.9;margin-bottom:32px;max-width:520px}
.hero-features{display:flex;align-items:center;gap:24px;margin-bottom:36px}
.hf-item{text-align:center}
.hf-num{display:block;font-family:"Noto Serif SC",serif;font-size:26px;font-weight:700;color:var(--gold);line-height:1.2}
.hf-label{display:block;font-size:12px;color:rgba(246,243,236,.6);margin-top:4px;letter-spacing:1px}
.hf-divider{width:1px;height:36px;background:rgba(201,169,110,.25)}
.hero-cta-row{display:flex;gap:14px;margin-bottom:36px;flex-wrap:wrap}
.hero-cta-row .btn-primary{background:var(--gold);color:var(--navy);border-color:var(--gold);font-weight:600}
.hero-cta-row .btn-primary:hover{background:var(--gold-light)}
.hero-cta-row .btn-outline{color:var(--cream);border-color:rgba(246,243,236,.4)}
.hero-cta-row .btn-outline:hover{background:var(--cream);color:var(--navy);border-color:var(--cream)}
.hero-tel-btn{gap:6px}

.hero-badge{
  display:flex;align-items:center;gap:16px;padding:16px 20px;
  background:rgba(255,255,255,.04);border:1px solid rgba(201,169,110,.2);
  border-radius:var(--radius);max-width:460px;
}
.badge-seal{
  flex-shrink:0;width:72px;height:72px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold) 0%,var(--gold-deep) 100%);
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  color:var(--navy);position:relative;
}
.badge-seal::before{
  content:"";position:absolute;inset:-3px;border:1px dashed rgba(201,169,110,.5);border-radius:50%;
}
.seal-num{font-family:"Noto Serif SC",serif;font-size:18px;font-weight:700;line-height:1}
.seal-text{font-size:10px;margin-top:2px;letter-spacing:1px}
.badge-text p{font-size:13px;color:rgba(246,243,236,.7);line-height:1.7}
.badge-text p strong{color:var(--white);font-weight:600;font-size:14px;display:block;margin-bottom:3px}
.badge-text .counter{color:var(--gold);font-size:18px;font-weight:700}

.hero-visual{position:relative}
.hero-img-wrap{position:relative;padding:20px}
.hero-img-frame{
  position:absolute;top:0;left:0;right:0;bottom:0;
  border:2px solid var(--gold);border-radius:var(--radius);
  transform:translate(12px,12px);opacity:.4;
}
.hero-img{
  position:relative;width:100%;height:460px;object-fit:cover;
  border-radius:var(--radius);box-shadow:var(--shadow-lg);
}
.hero-stats-card{
  position:absolute;bottom:30px;left:-20px;
  background:var(--white);padding:20px 24px;border-radius:var(--radius);
  box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:24px;
  border-top:3px solid var(--gold);
}
.hsc-item{text-align:center}
.hsc-val{display:block;font-size:12px;color:var(--text-light);margin-bottom:4px}
.hsc-num{font-family:"Noto Serif SC",serif;font-size:28px;font-weight:700;color:var(--navy);line-height:1}
.hsc-num span{font-size:14px;font-weight:500;color:var(--gold);margin-left:2px}
.hsc-divider{width:1px;height:40px;background:var(--border)}

/* ============================================
   4. Services 2x3 cards
   ============================================ */
.services{background:var(--cream-light)}
.services-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:28px;
}
.service-card{
  position:relative;background:var(--white);padding:36px 32px 32px;
  border-radius:var(--radius);border:1px solid var(--border);
  transition:var(--transition);overflow:hidden;
}
.service-card::before{
  content:"";position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--gold),var(--gold-light));
  transform:scaleX(0);transform-origin:left;transition:transform .4s ease;
}
.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:var(--gold-light)}
.service-card:hover::before{transform:scaleX(1)}
.card-number{
  font-family:"Noto Serif SC",serif;font-size:44px;font-weight:700;
  color:var(--gold);line-height:1;margin-bottom:16px;
  opacity:.6;letter-spacing:2px;
}
.card-title-h3{font-size:20px;font-weight:700;color:var(--navy);margin-bottom:12px}
.card-desc{font-size:14px;color:var(--text-light);line-height:1.8;margin-bottom:18px}
.card-list{margin-bottom:20px}
.card-list li{
  position:relative;padding-left:18px;font-size:13px;color:var(--text);
  line-height:2;margin-left:2px;
}
.card-list li::before{
  content:"";position:absolute;left:0;top:11px;width:8px;height:1px;background:var(--gold);
}
.card-link{
  display:inline-block;font-size:13px;color:var(--gold);font-weight:500;
  letter-spacing:1px;transition:var(--transition);
}
.card-link:hover{color:var(--navy);letter-spacing:3px}

/* ============================================
   5. Stats
   ============================================ */
.stats-section{
  background:var(--navy);padding:60px 0;position:relative;
  background-image:linear-gradient(135deg,rgba(18,34,57,.95),rgba(26,46,74,.95)),
    linear-gradient(45deg,transparent 48%,rgba(201,169,110,.05) 50%,transparent 52%);
  background-size:100% 100%,30px 30px;
  border-top:1px solid rgba(201,169,110,.15);
  border-bottom:1px solid rgba(201,169,110,.15);
}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:40px}
.stat-item{text-align:center;padding:20px 0;border-right:1px solid rgba(201,169,110,.15)}
.stat-item:last-child{border-right:0}
.stat-num{font-family:"Noto Serif SC",serif;font-size:48px;font-weight:700;color:var(--gold);line-height:1;margin-bottom:10px}
.stat-num em{font-size:22px;font-style:normal;color:var(--gold-light);margin-left:2px}
.stat-label{font-size:14px;color:rgba(246,243,236,.7);letter-spacing:1px}

/* ============================================
   6. Process
   ============================================ */
.process{background:var(--cream)}
.process-flow{
  display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr auto 1fr auto 1fr;
  gap:0;align-items:start;
}
.process-step{
  text-align:center;padding:24px 12px;background:var(--white);
  border:1px solid var(--border);border-radius:var(--radius);
  position:relative;transition:var(--transition);
}
.process-step:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.step-num-box{
  width:56px;height:56px;margin:0 auto 16px;
  border:2px solid var(--gold);border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-family:"Noto Serif SC",serif;font-size:20px;font-weight:700;color:var(--gold);
  background:var(--cream-light);
}
.process-step h4{font-size:17px;color:var(--navy);margin-bottom:8px;font-weight:600}
.process-step p{font-size:13px;color:var(--text-light);line-height:1.7}
.process-arrow{
  display:flex;align-items:center;justify-content:center;
  font-size:20px;color:var(--gold);padding-top:40px;font-weight:300;
}

/* ============================================
   7. Cases Timeline
   ============================================ */
.cases{background:var(--cream-light)}
.timeline{position:relative;max-width:1000px;margin:0 auto;padding:20px 0}
.timeline-line{
  position:absolute;left:50%;top:0;bottom:0;width:2px;
  background:linear-gradient(180deg,var(--gold) 0%,var(--gold-light) 100%);
  transform:translateX(-50%);
}
.tl-item{position:relative;width:50%;padding:16px 40px;margin-bottom:20px}
.tl-left{left:0}
.tl-right{left:50%}
.tl-dot{
  position:absolute;top:36px;width:16px;height:16px;
  background:var(--gold);border:3px solid var(--white);
  border-radius:50%;box-shadow:0 0 0 2px var(--gold);
  z-index:2;
}
.tl-left .tl-dot{right:-8px}
.tl-right .tl-dot{left:-8px}
.tl-card{
  background:var(--white);padding:24px 28px;border-radius:var(--radius);
  border:1px solid var(--border);border-left:3px solid var(--gold);
  transition:var(--transition);
}
.tl-right .tl-card{border-left:1px solid var(--border);border-right:3px solid var(--gold)}
.tl-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.tl-date{
  display:inline-block;font-size:12px;color:var(--gold);font-weight:500;
  letter-spacing:1px;margin-bottom:8px;padding:3px 10px;
  background:rgba(201,169,110,.1);border-radius:2px;
}
.tl-card h4{font-size:18px;color:var(--navy);margin-bottom:10px;font-weight:600;line-height:1.5}
.tl-card p{font-size:14px;color:var(--text-light);line-height:1.8;margin-bottom:14px}
.tl-tags{display:flex;gap:8px;flex-wrap:wrap}
.tl-tags span{
  font-size:12px;padding:3px 10px;background:var(--cream);
  color:var(--text-light);border-radius:2px;border:1px solid var(--border);
}

/* ============================================
   8. News - CMS: ul.article-cards > li.article-card
   ============================================ */
.news{background:var(--cream)}
ul.article-cards{
  display:grid;grid-template-columns:repeat(2,1fr);gap:28px;
  list-style:none;padding:0;margin:0;
}
ul.article-cards li.article-card{
  background:var(--white);border-radius:var(--radius);overflow:hidden;
  border:1px solid var(--border);transition:var(--transition);
}
ul.article-cards li.article-card:hover{
  transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--gold-light);
}
ul.article-cards li.article-card .card-thumb{
  display:block;width:100%;height:220px;overflow:hidden;position:relative;
}
ul.article-cards li.article-card .card-thumb img{
  width:100%;height:100%;object-fit:cover;transition:transform .5s ease;
}
ul.article-cards li.article-card:hover .card-thumb img{transform:scale(1.05)}
ul.article-cards li.article-card .card-thumb::after{
  content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 60%,rgba(26,46,74,.15));
}
ul.article-cards li.article-card .card-body{padding:22px 26px 26px}
ul.article-cards li.article-card .card-date{
  display:inline-block;font-size:12px;color:var(--gold);
  letter-spacing:1px;margin-bottom:10px;font-weight:500;
}
ul.article-cards li.article-card .card-title{
  display:block;font-family:"Noto Serif SC",serif;
  font-size:18px;font-weight:600;color:var(--navy);
  line-height:1.5;margin-bottom:10px;
  transition:color .25s ease;
  display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;
}
ul.article-cards li.article-card:hover .card-title{color:var(--gold)}
ul.article-cards li.article-card .card-summary{
  font-size:13px;color:var(--text-light);line-height:1.8;
  display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;
}
.news-more{text-align:center;margin-top:44px}

/* ============================================
   9. FAQ
   ============================================ */
.faq{background:var(--cream-light)}
.faq-container{max-width:880px}
.faq-list{margin-top:20px}
.faq-item{
  background:var(--white);border:1px solid var(--border);
  border-radius:var(--radius);margin-bottom:12px;overflow:hidden;
  transition:var(--transition);
}
.faq-item.active{border-color:var(--gold);box-shadow:var(--shadow-sm)}
.faq-q{
  width:100%;display:flex;align-items:center;gap:16px;
  padding:20px 28px;text-align:left;background:transparent;
  transition:background .25s ease;
}
.faq-q:hover{background:var(--cream)}
.faq-item.active .faq-q{background:rgba(201,169,110,.06)}
.q-num{
  flex-shrink:0;width:36px;height:36px;background:var(--navy);
  color:var(--gold);display:flex;align-items:center;justify-content:center;
  font-family:"Noto Serif SC",serif;font-size:14px;font-weight:600;
  border-radius:var(--radius);letter-spacing:1px;
}
.q-text{flex:1;font-size:16px;font-weight:500;color:var(--navy)}
.q-icon{
  flex-shrink:0;width:28px;height:28px;display:flex;align-items:center;justify-content:center;
  font-size:22px;color:var(--gold);font-weight:300;
  transition:transform .3s ease;
}
.faq-item.active .q-icon{transform:rotate(45deg)}
.faq-a{
  max-height:0;overflow:hidden;transition:max-height .4s ease;
}
.faq-a p{padding:0 28px 22px 80px;font-size:14px;color:var(--text-light);line-height:1.9}

/* ============================================
   10. About
   ============================================ */
.about{background:var(--cream)}
.about-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:start}
.about-text{font-size:15px;color:var(--text);line-height:1.9;margin-bottom:16px}
.about-advantages{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:28px}
.adv-item{
  display:flex;gap:12px;align-items:flex-start;padding:16px;
  background:var(--white);border-radius:var(--radius);border:1px solid var(--border);
}
.adv-icon{color:var(--gold);font-size:16px;margin-top:4px;flex-shrink:0}
.adv-item strong{display:block;font-size:15px;color:var(--navy);font-weight:600;margin-bottom:3px}
.adv-item p{font-size:13px;color:var(--text-light);line-height:1.6;margin:0}
.about-right{position:sticky;top:100px}
.about-card{
  background:var(--navy);padding:36px 32px;border-radius:var(--radius);
  position:relative;overflow:hidden;color:var(--cream);
}
.about-card::before{
  content:"";position:absolute;top:-30px;right:-30px;width:120px;height:120px;
  border:1px solid rgba(201,169,110,.2);border-radius:50%;
}
.about-card-header{margin-bottom:24px;padding-bottom:16px;border-bottom:1px solid rgba(201,169,110,.2)}
.ach-title{font-family:"Noto Serif SC",serif;font-size:22px;color:var(--gold);font-weight:600;display:block}
.ach-sub{font-size:11px;color:rgba(246,243,236,.5);letter-spacing:3px;margin-top:4px;display:block}
.qual-list li{
  display:flex;align-items:center;gap:14px;padding:12px 0;
  border-bottom:1px dashed rgba(201,169,110,.15);font-size:14px;color:rgba(246,243,236,.85);
}
.qual-list li:last-child{border-bottom:0}
.qual-badge{
  flex-shrink:0;width:32px;height:32px;background:rgba(201,169,110,.12);
  border:1px solid var(--gold);color:var(--gold);display:flex;align-items:center;justify-content:center;
  font-family:"Noto Serif SC",serif;font-size:12px;font-weight:600;border-radius:var(--radius);
}

/* ============================================
   11. Apply Form
   ============================================ */
.apply{
  background:var(--navy);
  background-image:linear-gradient(135deg,rgba(18,34,57,.97),rgba(26,46,74,.97)),
    radial-gradient(circle at 20% 80%,rgba(201,169,110,.08),transparent 40%),
    radial-gradient(circle at 80% 20%,rgba(201,169,110,.06),transparent 40%);
  padding:80px 0;
}
.apply-inner{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.apply .section-title{font-size:36px;line-height:1.3}
.apply-desc{color:rgba(246,243,236,.75);font-size:15px;line-height:1.9;margin-bottom:32px;max-width:440px}
.apply-contacts{display:flex;gap:32px;padding-top:24px;border-top:1px solid rgba(201,169,110,.2)}
.ac-item{display:flex;flex-direction:column;gap:6px}
.ac-label{font-size:12px;color:rgba(246,243,236,.5);letter-spacing:1px}
.ac-phone{
  font-family:"Noto Serif SC",serif;font-size:28px;font-weight:700;color:var(--gold);
}
.ac-phone:hover{color:var(--gold-light)}
.ac-item span:last-child{color:var(--cream);font-size:14px}

.apply-form{
  background:var(--white);padding:40px 36px;border-radius:var(--radius);
  position:relative;
}
.apply-form::before{
  content:"";position:absolute;top:-4px;left:20px;right:20px;height:4px;
  background:linear-gradient(90deg,var(--gold),var(--gold-light));border-radius:0 0 2px 2px;
}
.form-title{font-size:22px;color:var(--navy);text-align:center;font-weight:700;margin-bottom:6px}
.form-sub{text-align:center;font-size:13px;color:var(--text-light);margin-bottom:24px}
.form-group{margin-bottom:16px}
.form-group label{
  display:block;font-size:13px;color:var(--navy);font-weight:500;margin-bottom:6px;
}
.form-group input,.form-group select{
  width:100%;padding:12px 14px;border:1px solid var(--border);
  border-radius:var(--radius);background:var(--cream-light);
  color:var(--text);font-size:14px;transition:var(--transition);
}
.form-group input:focus,.form-group select:focus{
  border-color:var(--gold);background:var(--white);
  box-shadow:0 0 0 3px rgba(201,169,110,.1);
}
.form-group input::placeholder{color:var(--text-lighter)}
.apply-form .btn-gold{margin-top:8px;padding:14px;font-size:15px}
.form-notice{text-align:center;font-size:12px;color:var(--text-lighter);margin-top:12px;line-height:1.5}

/* ============================================
   12. Article Detail
   ============================================ */
.breadcrumb-bar{
  background:var(--cream-light);border-bottom:1px solid var(--border);
  padding:14px 0;font-size:13px;color:var(--text-light);
}
.breadcrumb-bar a{color:var(--text-light)}
.breadcrumb-bar a:hover{color:var(--gold)}
.breadcrumb-bar .sep{margin:0 8px;color:var(--text-lighter)}
.breadcrumb-bar .current{color:var(--navy);font-weight:500}

.article-detail{padding:50px 0 80px;background:var(--cream)}
.article-layout{display:grid;grid-template-columns:1fr 320px;gap:40px;align-items:start}
.article-main{
  background:var(--white);padding:48px 52px;border-radius:var(--radius);
  border:1px solid var(--border);
}
.article-header{border-bottom:1px solid var(--border);padding-bottom:24px;margin-bottom:32px}
.article-title-h1{font-size:30px;font-weight:700;color:var(--navy);line-height:1.5;margin-bottom:16px;letter-spacing:.5px}
.article-meta{display:flex;gap:20px;align-items:center;font-size:13px;color:var(--text-lighter)}
.article-meta span{display:inline-flex;align-items:center;gap:4px}
.meta-date{color:var(--gold)!important}
.meta-source{color:var(--text-light)!important}

.article-cover-wrap{margin-bottom:28px;border-radius:var(--radius);overflow:hidden}
.article-cover-img{width:100%;height:auto;max-height:440px;object-fit:cover}

.article-summary-box{
  padding:20px 24px;background:var(--cream-light);
  border-left:3px solid var(--gold);border-radius:var(--radius);
  margin-bottom:32px;
}
.sum-label{
  display:inline-block;font-size:12px;font-weight:600;color:var(--gold);
  letter-spacing:2px;margin-bottom:6px;
}
.article-summary-box p{font-size:14px;color:var(--text);line-height:1.8;margin:0}

.article-content-body{font-size:15px;line-height:1.95;color:var(--text)}
.article-content-body p{margin-bottom:20px}
.article-content-body h2,.article-content-body h3,.article-content-body h4{
  color:var(--navy);margin:32px 0 16px;font-weight:700;
}
.article-content-body h2{font-size:22px;border-left:4px solid var(--gold);padding-left:14px}
.article-content-body h3{font-size:19px}
.article-content-body h4{font-size:17px}
.article-content-body ul,.article-content-body ol{margin:16px 0 20px 20px}
.article-content-body li{margin-bottom:8px;list-style:disc}
.article-content-body ol li{list-style:decimal}
.article-content-body blockquote{
  padding:16px 24px;background:var(--cream-light);
  border-left:3px solid var(--gold);margin:20px 0;
  color:var(--text-light);font-style:italic;border-radius:0 var(--radius) var(--radius) 0;
}
.article-content-body img{border-radius:var(--radius);margin:20px 0;max-width:100%;height:auto}
.article-content-body strong{color:var(--navy)}
.article-content-body a{color:var(--gold);border-bottom:1px dashed var(--gold)}
.article-content-body a:hover{color:var(--navy);border-color:var(--navy)}

.article-footer-bar{
  margin-top:40px;padding:28px 0;border-top:1px solid var(--border);
}
.afb-tips{
  padding:16px 20px;background:rgba(201,169,110,.08);border-radius:var(--radius);
  font-size:13px;color:var(--text-light);line-height:1.8;margin-bottom:20px;
}
.afb-tips strong{color:var(--navy);margin-right:6px}
.afb-tips a{color:var(--gold);font-weight:500}
.afb-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}

.related-articles{margin-top:48px;padding-top:36px;border-top:1px solid var(--border)}
.related-title{
  font-family:"Noto Serif SC",serif;font-size:20px;color:var(--navy);
  text-align:center;margin-bottom:28px;display:flex;align-items:center;gap:16px;
  justify-content:center;font-weight:600;
}
.rt-line{flex:1;max-width:80px;height:1px;background:linear-gradient(90deg,transparent,var(--gold))}
.rt-line:last-child{background:linear-gradient(90deg,var(--gold),transparent)}
.related-articles ul.article-cards{grid-template-columns:repeat(2,1fr);gap:20px}
.related-articles ul.article-cards li.article-card .card-thumb{height:150px}
.related-articles ul.article-cards li.article-card .card-body{padding:16px 18px 20px}
.related-articles ul.article-cards li.article-card .card-title{font-size:15px}
.related-articles ul.article-cards li.article-card .card-summary{display:none}

/* Sidebar */
.article-side{position:sticky;top:100px;display:flex;flex-direction:column;gap:20px}
.side-card{
  background:var(--white);padding:24px;border-radius:var(--radius);
  border:1px solid var(--border);
}
.side-card-title{font-size:17px;color:var(--navy);margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid var(--gold);font-weight:600;display:inline-block}
.side-contact-card{background:var(--navy);color:var(--cream);border-color:var(--navy)}
.side-contact-card .side-card-title{color:var(--gold);border-color:var(--gold)}
.side-card-desc{font-size:13px;color:rgba(246,243,236,.7);margin-bottom:20px;line-height:1.7}
.side-phone-box{text-align:center;padding:16px;margin-bottom:16px;background:rgba(201,169,110,.08);border-radius:var(--radius);border:1px dashed rgba(201,169,110,.3)}
.sp-label{display:block;font-size:12px;color:rgba(246,243,236,.6);margin-bottom:6px}
.sp-num{font-family:"Noto Serif SC",serif;font-size:22px;font-weight:700;color:var(--gold)}
.side-services li{border-bottom:1px dashed var(--border)}
.side-services li:last-child{border-bottom:0}
.side-services li a{display:flex;align-items:center;gap:12px;padding:12px 0;font-size:14px;color:var(--text)}
.side-services li a:hover{color:var(--gold);padding-left:4px}
.ss-num{font-family:"Noto Serif SC",serif;font-size:13px;color:var(--gold);font-weight:600;width:24px}
.side-cert-list li{padding:8px 0;font-size:13px;color:var(--text-light)}

/* ============================================
   13. Footer
   ============================================ */
.site-footer{background:var(--navy-deep);color:rgba(246,243,236,.7);margin-top:0}
.footer-main{padding:64px 0 40px;border-bottom:1px solid rgba(201,169,110,.1)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px}
.footer-logo{display:flex;align-items:center;gap:10px;margin-bottom:16px}
.footer-logo span{font-family:"Noto Serif SC",serif;font-size:20px;font-weight:700;color:var(--white);letter-spacing:2px}
.footer-desc{font-size:13px;line-height:1.8;margin-bottom:20px;color:rgba(246,243,236,.6)}
.footer-cert{display:flex;gap:8px;flex-wrap:wrap}
.cert-item{font-size:11px;padding:4px 10px;background:rgba(201,169,110,.08);border:1px solid rgba(201,169,110,.2);color:var(--gold-light);border-radius:2px}
.footer-title{
  font-size:16px;color:var(--gold);font-weight:600;
  margin-bottom:20px;padding-bottom:12px;letter-spacing:1px;
  position:relative;
}
.footer-title::after{
  content:"";position:absolute;left:0;bottom:0;width:30px;height:2px;background:var(--gold);
}
.footer-links li{margin-bottom:10px}
.footer-links a{font-size:13px;color:rgba(246,243,236,.6);transition:var(--transition)}
.footer-links a:hover{color:var(--gold);padding-left:4px}
.footer-contact .contact-row{margin-bottom:12px;font-size:13px}
.contact-label{display:block;font-size:11px;color:rgba(246,243,236,.4);letter-spacing:1px;margin-bottom:3px}
.footer-phone{font-family:"Noto Serif SC",serif;font-size:20px;font-weight:700;color:var(--gold)}
.footer-phone:hover{color:var(--gold-light)}
.footer-grouplink{margin-top:20px;padding-top:16px;border-top:1px solid rgba(201,169,110,.1)}
.gl-title{font-size:13px;color:rgba(246,243,236,.5);font-weight:500;margin-bottom:10px}
.footer-grouplink a{font-size:12px;color:rgba(246,243,236,.4);margin-right:12px;margin-bottom:6px;display:inline-block}
.footer-grouplink a:hover{color:var(--gold)}

.footer-bottom{padding:18px 0;background:rgba(0,0,0,.2)}
.footer-bottom-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;font-size:12px;color:rgba(246,243,236,.5)}
.footer-copy{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.footer-copy a{color:rgba(246,243,236,.5);display:inline-flex;align-items:center}
.footer-copy a:hover{color:var(--gold)}
.footer-disclaimer{color:rgba(246,243,236,.4)}

/* ============================================
   14. Float Contact
   ============================================ */
.float-contact{position:fixed;right:20px;bottom:30px;z-index:99;display:flex;flex-direction:column;gap:10px}
.fc-phone,.fc-apply{
  width:50px;height:50px;border-radius:50%;display:flex;
  align-items:center;justify-content:center;color:var(--white);
  box-shadow:var(--shadow-lg);transition:var(--transition);
}
.fc-phone{background:var(--gold);color:var(--navy)}
.fc-phone:hover{background:var(--gold-light);transform:scale(1.08)}
.fc-apply{background:var(--navy)}
.fc-apply:hover{background:var(--navy-light);transform:scale(1.08)}

/* ============================================
   15. Responsive
   ============================================ */
@media (max-width:1024px){
  .hero-inner{grid-template-columns:1fr;gap:40px}
  .hero-img{height:360px}
  .hero-stats-card{left:20px}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:20px}
  .stat-item{border-right:0;border-bottom:1px solid rgba(201,169,110,.15);padding:20px 0}
  .stat-item:nth-child(3),.stat-item:nth-child(4){border-bottom:0}
  .process-flow{
    grid-template-columns:1fr;gap:16px;
  }
  .process-arrow{display:none}
  .process-step{padding:20px}
  .footer-grid{grid-template-columns:repeat(2,1fr);gap:32px}
  .about-inner{grid-template-columns:1fr;gap:40px}
  .about-right{position:static}
  .apply-inner{grid-template-columns:1fr;gap:40px}
  .article-layout{grid-template-columns:1fr}
  .article-side{position:static}
}

@media (max-width:768px){
  .container{padding:0 16px}
  .section{padding:60px 0}
  .section-title{font-size:28px}
  .hero{padding:50px 0 60px}
  .hero-title{font-size:32px;letter-spacing:1px}
  .hero-subtitle{font-size:14px}
  .hero-features{gap:14px;flex-wrap:wrap}
  .hf-divider{display:none}
  .hero-img{height:260px}
  .hero-stats-card{position:relative;left:0;bottom:0;margin-top:16px;gap:16px;padding:14px 16px}
  .hsc-num{font-size:22px}
  .hero-badge{padding:14px}
  .badge-seal{width:56px;height:56px}
  .seal-num{font-size:14px}
  .top-bar{display:none}
  .header-inner{height:64px}
  .logo-text strong{font-size:18px}
  .logo-text em{font-size:10px;letter-spacing:2px}
  .main-nav{
    display:none;position:fixed;top:64px;left:0;right:0;
    background:var(--white);flex-direction:column;padding:16px;
    box-shadow:var(--shadow);gap:0;
  }
  .main-nav.open{display:flex}
  .main-nav a{padding:14px 16px;border-bottom:1px solid var(--border-light);width:100%}
  .main-nav a.nav-cta{margin:12px 0 0;text-align:center}
  .menu-toggle{display:flex}
  .services-grid{grid-template-columns:1fr;gap:20px}
  .service-card{padding:28px 24px}
  .card-number{font-size:36px}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .stat-num{font-size:36px}
  .stat-num em{font-size:16px}
  .timeline-line{left:20px}
  .tl-item{width:100%;padding-left:52px;padding-right:0;left:0!important}
  .tl-dot{left:12px!important;right:auto!important;top:28px}
  .tl-card{border-left:3px solid var(--gold)!important;border-right:1px solid var(--border)!important}
  ul.article-cards{grid-template-columns:1fr;gap:20px}
  ul.article-cards li.article-card .card-thumb{height:180px}
  .related-articles ul.article-cards{grid-template-columns:1fr}
  .about-advantages{grid-template-columns:1fr}
  .apply-form{padding:28px 22px}
  .apply-contacts{flex-direction:column;gap:16px}
  .ac-phone{font-size:22px}
  .footer-grid{grid-template-columns:1fr;gap:28px;padding:0 8px}
  .footer-main{padding:44px 0 28px}
  .footer-bottom-inner{flex-direction:column;text-align:center}
  .article-main{padding:28px 20px}
  .article-title-h1{font-size:22px}
  .faq-q{padding:16px 18px}
  .q-num{width:30px;height:30px;font-size:12px}
  .q-text{font-size:14px}
  .faq-a p{padding:0 18px 18px 64px}
  .afb-actions .btn{flex:1;min-width:140px;font-size:13px;padding:10px 16px}
  .float-contact{right:12px;bottom:20px}
  .fc-phone,.fc-apply{width:44px;height:44px}
}

@media (max-width:480px){
  .hero-title{font-size:26px}
  .hero-cta-row .btn{width:100%}
  .section-title{font-size:24px}
  .hsc-num{font-size:20px}
  .hero-stats-card{padding:12px}
}